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CURRENT FINANCIAL STATE:

My current financial state at the moment can be considered healthy, but I can only say that now, at this moment, we can never tell what lies next few years from now on. Hence, I also do save some of my income for future uses.

How will savings change your current situation?

I do believe that, saving alone will not suffice throughout the years. Hence in investing some of my income to various shares and fixed deposit and such will hopefully assist, especially for retirement fund.
 

Is your wish sustainable? How will you work towards your dream? Does your wish affect your loved ones or others?

Ok what do I wish for?

If I get the BND One Million, it can really help me to achieve my lifelong wish and dream to be an entrepreneur, i.e. to work on my own, to do my own business.

 At the salary that i have at the moment, even if I worked for 20 years I don't think I will be able to get One Million.

I am very interested in Photography. I can see the future of photography. At today's rate, a photographer can get about $1500-$2000 per wedding (full malay wedding). So for one month, one can get about $5000 minimum.

Some of my photos have been published by the Information department, Tourism Board, BIG Mag and even the World Bank.

Now, what's the problem with that you might ask.

I have a day job, and if I do wedding photography, I will no longer have any weekend i.e. I cannot spend quality time with my beloved family, which I strongly believe that having a quality time is much more precious.

Therefore, if I get the 1 million, I can quit my day job ( so that some new graduate can fill it in) then I can concentrate doing photography, with ample time with my family.

In doing photogrfaphy, I can then venture out to do other photography related stuffs, hence this is a win-win situation, I can do my business and somebody else can fill my vacant post.

But then again, that is for the one Million wish, as for the near future wish, I wish I could have my own house and land, especially with my growing family.